Do you have uninsured young adults in your family? National health care changes are working for you now.
As of today, four health insurance companies in South Carolina have agreed to maintain coverage for those under 26 years old who would otherwise be kicked off their parent's plan:
Blue Cross Blue Shield of South Carolina
Aetna
CIGNA
Humana
Please speak with your employer or health insurance company to make sure that your child's coverage is maintained!
Starting September 23, 2010, all new plans must allow children to maintain coverage through their parent(s) until they reach the age of 26, regardless of marital status, enrollment in school, or financial dependency. At that time, those who have already lost coverage will be able to get back on their parent's plan during "Open Enrollment" periods that will last at least 30 days. Please watch for these special enrollment opportunities and sign your child back up!
See the following links for more detailed information:
http://www.whitehouse.gov/sites/default/files/rss_viewer/fact_sheet_young_adults_may10.pdf
http://www.whitehouse.gov/sites/default/files/rss_viewer/qa_young_adults_may.pdf
Stay tuned for alert updates and check out http://www.schealthcarevoices.org/ to get the most up-to-date health care implementation information, and let us know if you want to help us in educating South Carolinians on these important improvements!
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Almost daily we at Christian & Davis are contacted by persons who have been injured at work, injured in auto accidents or other personal injuries that are forced to fight the insurance companies to pay their medical expenses. The following article released Tuesday by the Associated Press shows the exorbitant amount of money the insurance companies are paying out to lobby the government for laws that protect them instead of addresses the needs of their policy holders.
Travelers spent $1.66 million Lobbying Government in 4Q
Insurer Travelers Cos. spent $1.66 million in the fourth quarter to lobby the federal government on global warming issues, workers compensation, consumer protection rights and other issues, according to a recent disclosure report.
That's up from the $1.43 million it spent in the year-ago period and the $790,000 it spent in the 2009 third quarter.
The New York-based commercial and property insurer continues to seek customers at a time when employers have fewer workers and less valuable property to insure.
Travelers also lobbied on issues including the National Insurance Consumer Protection Act, coastal wind zone proposals, bankruptcy issues and asbestos-related legislation.
In the October-December period, the company lobbied Congress, the Treasury Department, the Federal Deposit Insurance Commission, the Federal Reserve, the Securities and Exchange Commission and the White House Office, according to the report filed Jan. 19 with the House clerk's office.
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Missouri regulators have moved to shut down more than a dozen companies that promise health plans but have allegedly left consumers with thousands of dollars in unpaid medical bills.
The consumer affairs division of the Missouri Department of Insurance demanded that 14 companies and 12 individuals respond to charges that they defrauded Missouri consumers, according to an order from the department filed Monday.
The companies have been ordered to appear at a hearing Feb. 17 to respond to the charges and could face cease-and-desist orders and a $250,000 fine.
The department has received complaints from nearly 150 consumers that paid these companies for services that were advertised as insurance, using phrases like "PPO," "Group Health Plan" and "dependent coverage."
Many of the companies send faxes promising low-cost health insurance.
Now the companies face fines and closure, state regulators said.
The state initiated administrative enforcement proceedings against Affinity Group Benefits Association Inc.; American Trade Association; Americans for Affordable Healthcare Inc.; Beema-Pakistan Assurance Ltd. a/k/a Beema-Pakistan Co. Ltd.; Key Benefits Administrators Inc.; National Alliance of Associations; National Trade Business Alliance of America; Peak Membership Alliance; Professional Benefits Consultants a/k/a PBC Direct a/k/a Professional Benefit Consultants of Del. Inc.; Real Benefits Association; Serve America Assurance Ltd. a/k/a Serve America Assurance Ltd. Co. a/k/a Serve America Assurance; Smart Data Solutions LLC; Spencer & Associates LLC; Christopher Ashiotes; Richard Bachman; Earnest Beall; David Clark; James Doyle; Obed Kirkpatrick; Bart Posey Sr.; Thomas Sullivan; William Worthy; and Colin Youell.
"State law provides severe punishment for any company selling unauthorized health plans in Missouri," said John Huff, director of the Missouri Department of Insurance, Financial Institutions and Professional Registration, in a statement. "Many Missourians found out the hard way that these plans are not the comprehensive insurance they signed up for. Instead, some of them are left with massive unpaid medical bills."
One consumer faced an unpaid medical bill of more than $60,000 after getting treatment in Hannibal, Huff said. Another southwest Missouri consumer paid nearly $2,000 for membership, then found out it didn't even cover flu shots. Others told state regulators that they couldn't get refunds after canceling their coverage.
http://stlouis.bizjournals.com/stlouis/stories/2010/02/01/daily19.html
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